Due diligence lives in spreadsheets
Identity, corporate documents, searches and approvals end up in separate files that nobody can audit quickly.
KYC and AML for Uruguay
Keep due diligence running with traceable evidence
Bring KYC, KYB, PEP and sanctions screening, adverse media and monitoring together under the framework of Law 19.574 and SENACLAFT guidance.
3 lifetime KYC screenings free · No credit card required
3 free
Lifetime KYC screenings, no credit card
PEP + sanctions
Risk signals in a single review
API + workflows
Controls that fit your operation
Try it now · no signup
Verify a name in seconds.
Enter the subject's details and we'll screen them against OFAC, UN, EU, and 400+ global watchlists. Create a free account to see the full results.
- No credit card required
- Results processed in seconds
- Downloadable, verifiable PDF report
KYC · People
Verify people as it happens.
Send a link and the session guides the person: every check processes live and is validated against official sources and third parties.
KYB · Companies
Verify companies, down to the beneficial owner.
Business registries, official gazettes and ownership structure: identify UBOs and run directors through automatic AML screening.
Operational challenges
In Uruguay the evidence matters as much as the control
Notaries, real estate firms, exchange houses and fintechs share the same problem: the controls happen, but the record is scattered.
Risk changes after onboarding
A client approved today can surface tomorrow as a PEP, on a sanctions list or in negative press.
An inspection asks for dates, not recollection
Without a record of what was checked, when and with what result, rebuilding a file takes days.
One place for compliance
Turn your controls into a repeatable process
Configure due diligence around your risk matrix and keep the final call with your compliance officer.
Verify people and companies
Run KYC and KYB flows, capture documents and confirm identity with liveness inside the same file.
Review PEP, sanctions and adverse media
Check international lists and negative news from the same case, with the detail behind every match.
Monitor after approval
Re-run screenings periodically to sustain the ongoing due diligence a risk-based approach requires.
Keep the full record
Centralize results, reviews, decisions and dates for internal control, audits and inspections.
Regulatory context
Official sources for operating in Uruguay
Use these primary sources to shape your controls. Product content is not legal advice.
Law 19.574 on anti-money laundering
All obliged entities
Defines who qualifies as an obliged entity, the due diligence measures required and the duty to report suspicious transactions.
Read Law 19.574 on IMPOSENACLAFT guidance and communications
Non-financial sector
SENACLAFT supervises notaries, real estate firms, auctioneers and other non-financial obliged entities, and publishes applied guidance.
Visit SENACLAFT on gub.uyCentral Bank of Uruguay framework
Supervised financial institutions
The central bank regulates financial institutions and, through its financial information and analysis unit, concentrates sector reporting.
See central bank information
Frequently asked questions
KYC and AML in Uruguay
- Who qualifies as an obliged entity in Uruguay?
- Law 19.574 covers both the financial sector supervised by the central bank and the non-financial sector: notaries, real estate firms, accountants, auctioneers, casinos and other listed activities.
- What due diligence does the framework require?
- A risk-based approach: identify and verify the client and the beneficial owner, understand the purpose of the relationship and apply enhanced measures when the risk warrants it.
- Does the platform cover PEP and sanctions lists?
- Yes. Screening checks politically exposed person and sanctions lists, and shows the detail behind each match so the analyst can decide.
- How does it support ongoing monitoring?
- Records can be re-evaluated periodically, so a status change after onboarding is captured with its date and result.
- Does it help prepare for a SENACLAFT inspection?
- The platform keeps evidence of each control with its date, result and owner. Whether the file is sufficient is for each obliged entity to determine with professional advice.
- Does Legal Talent guarantee regulatory compliance?
- No. The platform provides operational tooling; each obliged entity must define and validate its own duties and controls.
Keep exploring
Compliance in other markets and industries
Operate in Uruguay with compliance that holds up
Centralize verification, screening and evidence without scattering the file across folders and spreadsheets.
3 lifetime KYC screenings free · No credit card required