Player onboarding, without the fraud.

Online sports betting and iGaming are regulated state by state. Each state regulator (e.g. NJ DGE, NY SGC, MI MGCB, PA PGCB) requires identity verification of every player, age verification (21+ in most states), geolocation enforcement to confirm the player is within state lines, and KYC tied to the federal BSA framework because operators are classified as financial institutions for AML purposes. Legal Talent runs ID capture, biometric face match, age check and the audit trail those state regulators require.

Multi-accounting (one player, multiple accounts to abuse promos or evade limits) is best blocked with a 1:N biometric dedup search at signup: every new selfie is checked against the entire customer base. We layer device fingerprinting, address normalization and SSN/ID number deduplication on top. State regulators in NJ and PA explicitly expect operators to detect and prevent multi-accounting, and Legal Talent's biometric blacklist flags repeat offenders even if they alter their documents.

Most US states set the minimum age at 21, a few at 18. Operators must collect government-issued ID, validate the date of birth against an authoritative source (DMV records, credit-header data) and combine it with biometric face match to prevent borrowed-ID fraud. Legal Talent's flow extracts the DOB via OCR, validates the document template, runs liveness and face match, and emits an age-verified attestation that operators retain for compliance audits.

Every state with regulated gambling maintains a self-exclusion list (e.g. PA's Self-Exclusion Program, NJ's Voluntary Self-Exclusion). Operators must screen every signup and deposit against the list and block matches. Legal Talent screens against operator-supplied self-exclusion lists and against our biometric blacklist so a player who attempts to re-register under a different name or ID is blocked at the selfie step, not after the first deposit.

Casinos with annual gross gaming revenue above 1 million dollars are classified as financial institutions under the BSA and must implement a written AML program, designate a compliance officer, file CTRs above 10,000 dollars and SARs for suspicious activity, and screen customers against OFAC sanctions. State licensing also imposes additional AML and responsible-gaming obligations. Legal Talent provides KYC, sanctions screening, adverse-media monitoring and a SAR-ready audit trail aligned with FinCEN expectations for casinos.