Blog
Guides, regulatory updates, and everything you need to know about KYC, AML and compliance — written by people who run the systems.
customer screening
How fintech customer screening works: OFAC and sanctions lists, PEP checks, adverse media, fuzzy matching, false positives, and ongoing rescreening for neobanks.
neobanks
What neobank compliance requires in 2026: BSA/AML programs, FinCEN, OFAC screening, sponsor-bank vs MSB models, and how to pass exams without killing conversion.
deepfakes
Why deepfakes are the fastest-growing threat to digital onboarding, and how advanced liveness detection and biometrics protect your KYC program.
onboarding
Design a US-compliant onboarding flow that satisfies BSA/CDD requirements while keeping friction low for legitimate customers.
ongoing monitoring
Regulators expect continuous monitoring, sanctions rescreening, and transaction surveillance—not just onboarding checks.
PEP
If you hold public office or are a close associate or family member of one, banks and fintechs may treat you as a PEP. Here is what that means in the US.
record retention
BSA and FinCEN recordkeeping rules for US firms: CDD files, transaction records, SAR workpapers, and audit-ready organization.
SAR
When and how to file a Suspicious Activity Report with FinCEN, red flags, deadlines, and how to protect your institution legally.
CDD
How to build an effective CDD and EDD program under FinCEN guidance: identification, verification, beneficial ownership, and ongoing monitoring.
payment processors
Regulatory expectations for payment processors in the US and LATAM: MSB registration, sponsor bank oversight, and scalable AML programs.
lawyers
When attorneys, CPAs, and other gatekeeper professions must implement AML programs under US rules and best practices.
MiCA
What MiCA and FATF mean for crypto exchanges, VASPs, and fintechs—and how US travel rule and state licensing fit in.
adverse media
How negative news screening complements sanctions and PEP checks—and what US and global regulators expect from fintech compliance programs.
PEP
Who counts as a PEP under FinCEN and FATF standards, how to screen for them, and when enhanced due diligence is required.
BSA
Find out whether your company is covered by the Bank Secrecy Act, FinCEN MSB rules, and federal AML requirements—and what happens if you ignore them.
AML
Understand FinCEN, the Bank Secrecy Act, and what AML compliance means for fintechs, MSBs, and financial services companies operating in the United States.
