Does it work for CMF-registered platforms?

Yes. Onboarding covers identity verification, KYB for companies and risk screening — controls common to lending, payment and financial service platforms.

How does liveness work?

The user captures their document and a guided selfie; the biometric comparison and liveness signals are stored alongside the rest of the onboarding evidence.

Can it be integrated over API?

Yes. Onboarding can start from your product and results stay available to your back office and to the client file.

Can rules be adjusted per segment?

Yes. Workflows let you require more steps from higher-risk segments and simplify onboarding for lower-risk ones.

What happens after an account is approved?

Periodic re-screening surfaces risk changes after onboarding, with the date and result of each review.

Does Legal Talent guarantee regulatory compliance?

No. The platform provides operational tooling; each institution must define and validate its duties and controls.

Fintech and payments in Chile

Onboard customers in minutes without losing traceability

Design onboarding for lending, payment and financial service platforms with identity, liveness, screening and evidence in a single flow.

Talk to the team Create a free account

3 lifetime KYC screenings free · No credit card required

KYC + liveness

Identity verified during digital onboarding

PEP + sanctions

Risk screening inside the same flow

API + workflows

Onboarding embedded in your product

KYC · People

Verify people as it happens.

Send a link and the session guides the person: every check processes live and is validated against official sources and third parties.

Mobile SDK · Face match + Liveness

Face match and liveness, on the device.

The iOS and Android SDK compares the live face against the ID document photo and verifies there is a real person in front of the camera: 1:1 face match, passive liveness and anti-spoofing, with zero friction for the user.

KYB · Companies

Verify companies, down to the beneficial owner.

Business registries, official gazettes and ownership structure: identify UBOs and run directors through automatic AML screening.

Official sources

Business registries

Official gazettes

Ownership & structure

UBOs identified

AML & sanctions lists

Uploaded documents

Incorporation & bylaws

Board & shareholder minutes

Share registry

Powers of attorney

Andina Logística S.A.

Reg. No. 21.763.024-0015

Medium risk

Registration & standing

Verified

Beneficial owners (UBO)

3 identified

Directors on lists

1 match

Official sources · updated today

Verifiable KYB report

Org chart & checks

MF
M. Fernández
Director · Chair
Verified
Alta Cumbre Holding S.A.
Shareholder · 75%
Verified
- LC
  L. Costa
  UBO · 40%
  Verified
- JP
  J. Pereira
  UBO · 35%
  Processing
AK
A. Karimov
Alternate director
1 match
OFAC SDN · 0.97AML screening · review required

Integrations · Workflows

Build workflows from your policy.

Attach your onboarding policy and let the assistant turn it into an executable workflow: identity, liveness, AML screening and approval, mapped to your requirements.

Onboarding policy v3.pdfPDF

Build my customer onboarding workflow from this policy.

Tools loaded, using the Legaltalent integration

Reading the workflow-creation skill
Found workflow tools
Result
Reading the attached policy (PDF)
Result
Mapping requirements to KYC checks
C
create_workflow(onboarding-v3)
Result
Done

Your workflow is ready. Every new onboarding follows policy v3: identity, liveness, AML screening and approval.

Customer onboarding v3

Operational challenges

Scaling digital onboarding without losing control

As new platforms enter the regulated perimeter the bar rises: you have to grow fast and still explain every decision.

Verification is assembled from loose pieces

Document capture, liveness and screening live with different vendors and never read as a single file.

Risk does not end at onboarding

An approved account can change risk profile weeks later, and the team finds out late.

Every policy change goes through engineering

Without configurable rules, adjusting a control becomes a ticket competing with the product roadmap.

Onboarding and risk in one flow

Build the onboarding your product needs

Configure verification steps by segment risk and keep manual review only where it adds value.

Verify identity with liveness
Capture the document, validate the selfie and confirm the person is present during onboarding.
Onboard merchants and companies
Run KYB flows to verify the entity, its documents and the people behind it.
Screening inside the same flow
Check PEP, sanctions and adverse media without pulling the user out of the process.
Automate with human review
Set rules to approve, request more information or escalate, and keep the final decision with your team.

Regulatory context

Official sources for fintech and payments in Chile

Use these primary sources to shape your controls. Product content is not legal advice.

Regulatory content reviewed July 2026

Financial Market Commission Registered platforms and entities: The CMF regulates registration and the requirements applying to financial service platforms, and publishes the rules in force.
See CMF information
Financial Analysis Unit Reporting entities: The UAF publishes instructions on due diligence, client knowledge and suspicious transaction reporting.
Visit the UAF website
Financial rules in force General legal framework: The Chilean legal framework gathers the laws governing the financial market and the anti-money laundering system.
Search the rules on LeyChile

Frequently asked questions

KYC for fintech and payments in Chile

Does it work for CMF-registered platforms?: Yes. Onboarding covers identity verification, KYB for companies and risk screening — controls common to lending, payment and financial service platforms.
How does liveness work?: The user captures their document and a guided selfie; the biometric comparison and liveness signals are stored alongside the rest of the onboarding evidence.
Can it be integrated over API?: Yes. Onboarding can start from your product and results stay available to your back office and to the client file.
Can rules be adjusted per segment?: Yes. Workflows let you require more steps from higher-risk segments and simplify onboarding for lower-risk ones.
What happens after an account is approved?: Periodic re-screening surfaces risk changes after onboarding, with the date and result of each review.
Does Legal Talent guarantee regulatory compliance?: No. The platform provides operational tooling; each institution must define and validate its duties and controls.

Keep exploring

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See all markets Compliance guides on the blog Solutions by role

Grow in Chile with onboarding that stays traceable

Connect digital onboarding with ongoing review without scattering evidence across tools.